How Much Do I Need for Closing Costs with a VA Loan?

How Much Do I Need for Closing Costs with a VA Loan?

Closing costs can catch VA buyers off guard, especially after you have already budgeted for earnest money, inspections, and moving expenses. The good news is that VA loans offer important protections that can help keep those costs more manageable. If you

Jul 17, 2026 | Purchasing a Home

10 Steps to Buying a Home This Summer

10 Steps to Buying a Home This Summer

Summer is one of the busiest times of year to buy a home. Longer days, school breaks, and new listings can make it feel like the ideal season to start your search. It can also bring more competition, faster-moving listings, and added pressure to make quic

Jul 15, 2026 | Purchasing a Home

Should You Talk to a Lender or Real Estate Agent First?

Should You Talk to a Lender or Real Estate Agent First?

One of the most common questions homebuyers ask at the beginning of their journey is simple: should you start with a lender or a real estate agent? While there is no single correct answer, understanding the role each professional plays can help you make a

Jul 08, 2026 | Purchasing a Home

Happy 4th of July: Celebrating 250 Years of Independence

Happy 4th of July: Celebrating 250 Years of Independence

As we celebrate the 4th of July, all of us at Athena Mortgage want to wish you and your loved ones a happy, safe, and meaningful Independence Day. This year’s celebration is especially significant, as it commemorates the 250 year anniversary of the

Jul 03, 2026 | Purchasing a Home

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a Vacation Home: What You Need to Know Before You Invest

Buying a vacation home can be exciting, but it is also a major financial decision that deserves careful planning. Whether you want a personal getaway, a future retirement spot, or a property that may generate occasional rental income, the right strategy c

Jul 01, 2026 | Purchasing a Home

5 Smart Ways to Save Money When Buying a Home

5 Smart Ways to Save Money When Buying a Home

Buying a home is one of the largest financial decisions most people will ever make. Beyond the purchase price, there are closing costs, ongoing expenses, and unexpected repairs that can quickly stretch a budget. However, many buyers overlook practical str

Jun 29, 2026 | Purchasing a Home