You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for your lender to choose from. What you probably do not know
Jul 14, 2022 | Credit
There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned
May 24, 2022 | Credit
The COVID-19 pandemic has turned so much of life on its head. Many businesses were unable to reopen after long shutdowns, putting many people out of work. And while there may be plenty of jobs available now, they may not always pay as well as a previous o
Apr 14, 2022 | Credit
Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possi
Aug 04, 2021 | Credit
As the U.S. economy reels from record-high unemployment and continued COVID-19 shutdowns, the Fair Isaac Corp. (FICO), a global analytics company and producer of the FICO credit score, released a new credit index recently it hopes will keep mortgage
Jul 15, 2020 | Credit
In addition to income and assets, your credit profile is one of the biggest factors in determining whether you qualify for a mortgage. If your credit score is not currently in a desirable range, there are plenty of ways you can improve it to up your chanc
Jun 24, 2020 | Credit